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If you work somewhere in the U.S.'s navigable waters, then you're likely covered by the Longshore and Harbor Workers' Compensation Act (LHWCA). This federal law allows those who work in traditional maritime occupations, in roles such as ship-breakers, shipbuilders,...
Flooding is such a common issue in Louisiana that most standard homeowner's insurance policies won't cover catastrophic flooding. You will probably have to buy supplemental flood insurance to protect your home and the property inside it from damage in the event of...
You may have little control over when you have to drive. For instance, perhaps you work late shifts at the hospital or refinery. You may not be part of that 9 a.m. commute that most people experience, but you definitely have your own commute after dark. Does this...
There are many hazards that come with working in the oil and gas industry. While you might automatically think about things like explosions and fires, there are many others that might happen. Hand and finger injuries, for example, account for almost half of the...
Extreme weather is a way of life in Louisiana. For many residents, it’s a badge of honor. However, what do you do if you are injured during or after a severe storm? After all, you can’t sue Mother Nature if you’re struck by lightning. But you may be able to seek...
Talcum powder is a substance that is commonly used in many types of toiletries. Talcum powder is made from talc, a mineral that absorbs moisture well, and that's why it is so popular to use after bathing, to prevent friction rashes and to improve the appearance of...
Ten years ago, on April 22, the Deepwater Horizon offshore oil rig exploded, causing the largest marine oil spill in history. After the explosion, an estimated 136 to 206 million gallons of oil spilled into the Gulf of Mexico. The explosion killed 11 workers and...
The vast majority of workers in the United States are protected against financial damages when they are injured in the workplace. However, those who are not covered by standardized workers' compensation laws include longshore and harbor workers. This is because...
Many business insureds have heard the insurance companies' latest mantra that: · business losses suffered in connection with the recent responses to COVID-19 are not covered by policies with business interruption coverage; · such losses are not caused by the type of...
Insurance companies want people to trust them, as that trust can lead people to inaction when a company fails to make good on their contractual obligations to policyholders in a bad faith insurance denial. Insurance companies love to advertise in ways that make them...