If you have been injured at work, you will suffer in many ways. First, the injury itself is likely to cause you significant pain for a substantial amount of time. You will also need to pay for medical expenses as a consequence of the injury, and these could be costly, especially if you do not have adequate health insurance. Third, the injury may leave you unable to perform your job in the short term or the long term.
This is why most workers in Louisiana are covered by workers' compensation. Workers' compensation is a type of insurance that comes into effect if a worker suffers financially as a result of an accident at work. If you have suffered due to an accident at work, you should take the time to understand the law in full.
What types of injuries are covered by workers' compensation in Louisiana?
Both mental and physical injuries are covered by workers' compensation in Louisiana. This means that if you were mentally affected by an extremely stressful or traumatic event at work, you may be able to make a workers' compensation claim if it led to medical bills or lost wages. The type of injury does not matter, only the cause of the injury.
For how long after the injury do I have the right to make a claim?
You should take action as soon as possible after an accident occurs to report the injury to your employer. Generally speaking, you should report your injury to your employer within 30 days of it occurring. They have the duty to provide you with the appropriate paperwork to make a workers' compensation claim. Claims for payment should be made within one year of the accident.
What can I do if my claim for workers' compensation is denied?
If you are disappointed that your claim for workers' compensation was denied, you should consider filing a Disputed Claim for Compensation. Doing this successfully usually requires that you work with a professional to assist you in the process.
If you want to gain back damages that you suffered as a result of being injured at work, it is a good idea that you take advantage of workers' compensation insurance.