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Calculating compensation following motor vehicle accidents

The losses associated with car accidents can range in severity. Some Louisiana residents will only experience damaged property, while others will experience physical and/or emotional trauma due to personal injury or the death of a loved one. Following motor vehicle accidents, victims or their surviving family members have every right to question if compensation is available to them and how much they can get.

Recoverable damages are different in every case. When insurance providers look at paying out settlements to victims, they will look at a number of factors. Some of these are:

  • Policyholder coverage
  • Property damages
  • Cost of immediate medical care

In cases where settlement offers are deemed appropriate by insurance providers, the amount offered will be just enough to cover all or most of one's immediate expenses. These offers do not take into account future need, lost income and/or benefits, or pain and suffering. In other words, these offers usually come up short.

Following motor vehicle accidents, an experienced attorney will take all losses, whether they are immediate or projected, economic or noneconomic, into account when seeking fair settlements for victims. New settlement terms may be negotiated without having to go to court over the matter. If that does not work out, litigation may prove necessary to seek maximum relief. Louisiana residents who are victims of motor vehicle accidents or who lost loved ones in such events can turn to legal counsel for assistance in seeking fair and full compensation for their losses. If they get anything, and how much, will depend on the facts of their cases and what is deemed recoverable according to state law.

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